Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Reapgild Wealth website, tools, and related services (collectively, the "Service"). Please read them carefully before using the Service.
This is a general draft template provided for informational structuring purposes only. It does not constitute legal advice and has not been reviewed by legal counsel. It should be customized and reviewed by a qualified professional before use in any jurisdiction.
1. Acceptance of Terms
By accessing or using the Reapgild Wealth Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.
2. Nature of the Service
Reapgild Wealth provides AI-driven data analysis and decision-support tools intended to assist users in evaluating portfolio-related information. The Service is informational and analytical in nature and does not constitute financial advice, investment advice, brokerage services, or a recommendation to buy, sell, or hold any asset.
No output generated by the Service — including analysis, projections, signals, or suggested allocations — should be treated as a guarantee of future performance. Users remain solely responsible for any decisions made using information obtained through the Service.
3. Eligibility
You must be of legal age in your jurisdiction and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements.
4. Account Responsibilities
Where account creation is required, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Reapgild Wealth promptly of any unauthorized use of your account.
5. Acceptable Use
You agree not to misuse the Service, including but not limited to:
- Attempting to gain unauthorized access to systems or data;
- Reverse engineering, decompiling, or disassembling any part of the Service;
- Using automated means to scrape or extract data without authorization;
- Interfering with or disrupting the integrity or performance of the Service;
- Using the Service for any unlawful purpose or in violation of applicable regulations.
6. No Financial Advice
Nothing provided through Reapgild Wealth constitutes professional financial, legal, or tax advice. You should consult a qualified, licensed advisor before making any financial or investment decisions. All trading and investment activity carries risk, including the potential loss of principal, and past performance is not indicative of future results.
7. Intellectual Property
All content, software, design, trademarks, and materials associated with the Service are the property of Reapgild Wealth or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service for its intended purpose, subject to these Terms.
8. Third-Party Services and Links
The Service may integrate with or reference third-party platforms, data providers, or exchanges. Reapgild Wealth does not control and is not responsible for the content, accuracy, or availability of any third-party services. Your use of third-party services is governed by their own terms and policies.
9. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Reapgild Wealth does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Reapgild Wealth, its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or trading losses, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless Reapgild Wealth and its affiliates from any claims, damages, liabilities, and expenses arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
12. Modifications to the Service and Terms
Reapgild Wealth reserves the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also update these Terms from time to time. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms. We encourage you to review this page periodically.
13. Termination
Reapgild Wealth may suspend or terminate your access to the Service at its discretion, including for violation of these Terms, without prior notice or liability. You may discontinue use of the Service at any time.
14. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
15. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Reapgild Wealth operates, without regard to conflict-of-law principles. Specific jurisdictional details should be inserted here prior to publication, based on legal counsel review.
16. Contact
Questions regarding these Terms may be directed through the contact channels provided on this website.
Last updated: [Insert Date]. This document is a general template and should be reviewed and finalized by qualified legal counsel before publication.